For at-fault accidents or routine tows where you're paying up front: get the itemized receipt at completion, scan/photograph it, submit to your insurance with the claim number.
Most carriers process tow reimbursements in 2–4 weeks. Some require a separate claim form (Liberty Mutual, Allstate). Some pay direct to the operator if you set it up at intake (Geico, Progressive).
Our receipts are formatted for any major NY carrier. Standard $249 / hour rate, $224 first hour online.
